Our Beliefs
To transform lives through the creation of opportunities for the youth of Jamaica.
Our Mission Statement and Vision speak to our focus on enhancing the communities in which we operate. FHC has a passion for Youth Development, particularly in the areas of education and sports and have, over the years, been making significant contributions by way of cash and kind to these causes. Our mandate has therefore propelled us to form the FHC Foundation which was established to:
- Promote the development of Jamaican youth, in particular disadvantaged children and young people in primary, secondary and tertiary schools through education and sports.
- To promote and facilitate programmes which assist young people in improving their capabilities through skills training and to facilitate them in creating and pursuing economic opportunities to better their lives.
Pictorial Highlights of FHC Foundation Launch
Board Members
Mrs. Camelle Ricketts Moore
Member
Mrs. Camelle Ricketts Moore
Member
Mrs. Camelle Ricketts Moore
Mrs. Ricketts-Moore is the Managing Director of Sangster’s Book Stores Limited. She has over 26 years’ working experience in the field of internal auditing, accounting and business operations. Her expertise includes governance, audit, risk management and controls, strategic planning and execution.
Mrs. Ricketts-Moore is a Chartered Accountant and holds a Master’s in Business Administration from the Manchester School of Business. She is also a Certified Information System Auditor (CISA) and a Certified Internal Auditor (CIA).
At First Heritage Co-operative Credit Union Limited, she serves as Chairman of the Board of Directors and has been a Director since 2022. She previously volunteered in the capacity of Chairman of the IT Steering Committee (2023-2024), Chairman of Audit & Risk Management Committee (2023-2024) and as Chairman and Secretary of the Supervisory Committee between 2016 and 2021. Presently, Mrs. Ricketts-Moore also serves as a member of the Board of Directors of FHC Investments Limited.
Ms. Nickeisha Walsh
Member
Ms. Nickeisha Walsh
Member
Mr. Nickeisha Walsh
Ms. Walsh is currently the Executive Director of the Students’ Loan Bureau. She is a qualified Accountant, a Fellow with the Institute of Chartered Accountants of Jamaica and a member of The Association of Chartered Certified Accountants (ACCA).
Ms. Walsh possesses over 15 years of accounting and finance experience and has performed on assignments within various government sectors. Her expertise includes accounting, finance, management consulting, human resource management, strategic planning and leadership.
Mr. Richard Ranger
Member
Mr. Richard Ranger
Member
Mr. Richard Ranger
Mr. Ranger is a Chartered Accountant, a member of the Association of Chartered Certified Accountants (ACCA) in the United Kingdom and a member of the Institute of Chartered Accountants of Jamaica (ICAJ). He has over fifteen years’ of experience in external and internal auditing, accounting and business operations. Mr. Ranger has worked with PricewaterhouseCoopers, Boldeck Jamaica Limited and the Neal and Massy Group, specializing in audit and assurance, accounting and income tax services.
He is presently the Principal of Ranger and Associates, a local audit and accounting firm and he previously served as a volunteer in the capacity of a member of the Credit Committee.
Ms. Nicole Adamson
Member
Ms. Nicole Adamson
Member
Ms. Nicole Adamson
Our Commitments
GSAT SCHOLARSHIPS
The objective of the FHC Foundation is to promote the development of the Jamaican youth in the areas of Education, Sports and Skills Training. Special emphasis will be placed on the improvement of literacy at the Primary and Secondary level.
We recognize the achievement of our youth savers, by awarding our GSAT recipients a scholarship to assist them from 1st form up to 5th form. The objective of the scholarship aims to fulfill our mandate of giving back to our members, to encourage children to strive for excellence in academic performance and to promote a thrifty savings habit amongst young Jamaicans.
Gallery
TERTIARY SCHOLARSHIPS
FHC Credit Union through its Foundation offers the prestigious Renald Mason & Oswald Thorbourne Scholarships to Members and children of Members entering 2nd to final year at a tertiary institution. The FHC Foundation try to meet the expense of financial challenged students who are in good standing academically but is having trouble paying their school fees. These students are sometimes well-rounded students involved in their schools and communities.
Applicants are required to have a minimum "B" average and who are financially challenged. The Foundation opens the application in the month of May each year.
Interested persons are required to submit the following documents for both awards:
OSWALD J. THORBOURNE SCHOLARSHIP
Persons Eligible:
- Applicants must be 35 and under years of age
- Final year Business Management /Administration students attending select tertiary institutions: Northern Caribbean University; University of the West Indies; University of Technology; University College of the Caribbean.
- Applicant must be an active member of FHC for at least 6 months
- Must have maintained at least a “B” average
- Must have been involved in community projects or exemplified leadership skills in clubs, associations or any other civic institution.
- Two (2) written references must be submitted to verify applicant’s involvement in projects.
- Applicant must not be the recipient of any other current scholarships
RENALD MASON SCHOLARSHIP
Persons Eligible:
- Applicants must be 35 and under years of age
- Must be a Member or the child of a Member of FHC
- Final year student at any recognized tertiary institution
- Must demonstrate community volunteerism
- Must demonstrate financial need
- Applicant must maintain a GPA of 3.50
Note: Transcripts should be submitted to outline GPA
SPORTS EDUCATION SCHOLARSHIP
Specialist Area of Study: Sports Education/ Management
Eligibility/Qualifications:
- At least a 3.00 GPA
- Demonstrate financial need
- Character fit to be an ambassador for the Credit Union
- Involvement in the wider community
- Other awards, recognition, and achievements
- Must not be the recipient of any other current scholarships
- Two (2) written references must be submitted to verify applicant’s involvement
in projects.
SPECIAL EDUCATION GRANTS
The FHC Foundation is committed to its cause and from time to time we see students who do not meet the required qualification to obtain a scholarship. Therefore, the Foundation through its vision statement “to transform lives through the creation of opportunities for the youth of Jamaica” we offer the Special Education Grant to the most needed applicant with financial challenges.
ENTREPRENEUR AWARDS
The FHC Group through its Foundation provides an Entrepreneurs’ Award which is to encourage entrepreneurship among our young generation. Each grant is valued at $500,000.00.
Generally, any business plan requiring start-up capital above $500,000 will not be considered. However, if the business is deemed to be feasible, the plan may be considered and the beneficiary would be introduced to additional financing after the approved business has started. This is in addition to other loans that would be available to each awardee as a member of the Credit Union. Top-achieving students from all faculties of recognized tertiary institutions are eligible to apply for the awards.
QUALIFICATION:
Students who have maintained at least a “B” average at the end of their study, and who intend to start a business within 6 months after graduation, are invited to prepare and submit a comprehensive Business Plan for the Small Business enterprise.
The Plans that are judged to be the top three and most feasible, will each receive the sum of $500,000.00 for use as start-up capital.