• 876-929-5142 | 888-225-5472 (Local Callers only)
  • info@fhccu.com

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Motor Vehicle loan

We provide financing for any age vehicle as long as it can be comprehensively insured.


  • No Ordinary Share requirement
  • Permanent Shares of $5000 for loans under $500,000.00
  • Permanent Shares of $10,000.00 for loans over $500,000.00
  • Maximum Term of up to 10 years
  • Required Share Savings of 10% of monthly payment
  • 36 months to up to 120 months to repay

Example of Loan Repayment

  • Year Of Motor Vehicle Interest Rate Repayment Period Cost Of Motor Vehcile Repayment Amount
     2016  10%  60 months  $2,100,000.00  $49,170.00
     2021  6.99%  120 Months  $5,000,000.00  $63,910.00

*Conditions apply

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About Us


On August 1, 2012, Churches Co-operative Credit Union and GSB Co-operative Credit Union merged to form the new entity First Heritage Co-operative Credit Union Limited (FHC). This decision culminated the process of discussions that began in October 2010 when the idea of the amalgamation of the two Credit Unions was born.


Get in touch

8-10 Eureka Road, Kingston 5

888-225-5472 (Local Callers only)


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